With the cash rate sitting at a historic low of 0.1% and motivated buyers keen on entering a booming property market, there is a large influx of unbelievably low fixed-rate home loans. A closer look...
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Less than perfect credit? Consider Near Prime Loans
Not every borrower has an unblemished, perfect credit record required to qualify for the stringent requirements of a regular home loan. This is where other forms of home loans like alternate...
A Guide to Alt-doc-loans
Each borrower is different. Some applicants have a spotless credit record, impeccable loan paperwork and can therefore go after the most competitively priced home loan product on the market. On the...
Tips on Managing turnaround Time
Among the many aspects of the right home loan for your client, zeroing in on a product with the right turnaround time is crucial. Despite a competitive rate and some excellent loan features, a home...
Easy steps to minimising property investment risk
Risk definition and appetite vary greatly from investor to investor. While there's a positive correlation between the magnitude of risk and return, figuring out the right balance between the two be...
Why should you consider refinancing?
Refinancing is nothing but replacing your current mortgage with another one. You could either opt for a different plan with your current lender or move to a new lender altogether. There are multiple...
Essential tips for first home buyers
The sense of achievement that comes with investing in your own place while building equity can be quite exhilarating. While the topic and conversation around buying your first home could be an...